According to our information, negotiations in the European Parliament are dragging on, particularly regarding CRR topics, with political compromises currently being negotiated. Against this backdrop, and in order to ensure that the key substantive positions of the industry do not fall out of focus, TSI, together with the Association of German Banks, support joint industry
Archives for April 2026
German Bundestag tightens rules for consumer credits – implications for banks and the securitisation market
On 17 April, the German Bundestag adopted a comprehensive law implementing the EU Directive on consumer credit agreements. The objective of the reform is to strengthen consumer protection in credit transactions – particularly in the area of small consumer loans and so-called “Buy now, pay later” (BNPL) models. At the same time, requirements for lenders
Clear Commitment in Berlin to Europe’s Capital and Securitisation Markets
To mark the 75th anniversary of the Association of German Banks, around 500 guests from politics, business, and finance gathered in Berlin, with Chancellor Friedrich Merz and ECB President Christine Lagarde delivering keynote speeches. Representatives from TSI were also in attendance. While negotiations to revise the EU’s securitisation framework appear to have stalled – the
Competitiveness and Simplification: Latest Developments on the Savings and Investment Union
The European Commission has identified the Savings and Investment Union (SIU) as one of the major goals of the current legislative term. The revision of securitisation regulation is intended to be the first major step in this direction. However, additional regulatory processes have also been initiated—here is an overview. Competitiveness of the EU Banking Sector