TSI kompakt

Regulatory Update

29. September 2026

ECB lowers haircuts for placed securitisations

On 29 September 2026, the European Central Bank (ECB) published two guidelines revising its collateral framework and valuation haircuts: ECB/2026/26 amends the General Documentation Guideline (EU) 2015/510, and ECB/2026/27 amends the Haircut Guideline (EU) 2016/65. Both were adopted by the Governing Council on 22 September 2026. The national central banks must apply them from 30

Regulatory Update

23. September 2026

Private Credit for the Real Economy – Taking Opportunities Seriously, Managing Risks

In today’s “Autumn 2026 risk update”, the ESAs classify private credit as one of the central vulnerabilities of the EU financial system: the sector is growing rapidly, is opaque and is becoming increasingly intertwined with the rest of the financial system. They point to inaccurate credit valuations, high credit risk, unresolved leverage and data gaps.

Publications

2. September 2026

ECB Blog: “Can synthetic securitisation support economic growth

Last week, Johanne Evrard, Wagner Eduardo Schuster, Fabian Wassmann, and Michael Wedow published a post in the ECB Blog titled “Can synthetic securitisation support economic growth?” The authors examine whether synthetic securitisation can promote additional lending and how banks utilise the regulatory capital released as a result. Importantly, the article explicitly reflects the authors’ views

Regulatory Update

24. July 2026

EBA Specifies Banking Reporting Reform

With the publication of a draft Technical Package, the European Banking Authority (EBA) is taking a step forward in evolving its reporting and disclosure framework. This release aligns with the agenda presented by the European Commission in July 2026 to enhance the competitiveness of the European banking sector (see TSI kompakt from 17 July). The

Regulatory Update

17. July 2026

European Commission Aims to Boost the Competitiveness of Europe’s Banking Sector

With its communication on the competitiveness of the European banking sector, published on 17 July 2026, the European Commission has presented a comprehensive agenda to make the European banking market more efficient, integrated, and growth-oriented. The initiative is a key pillar of the Savings and Investments Union (SIU) and is intended to ensure that banks continue