On 17 April, the German Bundestag adopted a comprehensive law implementing the EU Directive on consumer credit agreements. The objective of the reform is to strengthen consumer protection in credit transactions – particularly in the area of small consumer loans and so-called “Buy now, pay later” (BNPL) models. At the same time, requirements for lenders
Archives for 2026
Clear Commitment in Berlin to Europe’s Capital and Securitisation Markets
To mark the 75th anniversary of the Association of German Banks, around 500 guests from politics, business, and finance gathered in Berlin, with Chancellor Friedrich Merz and ECB President Christine Lagarde delivering keynote speeches. Representatives from TSI were also in attendance. While negotiations to revise the EU’s securitisation framework appear to have stalled – the
Competitiveness and Simplification: Latest Developments on the Savings and Investment Union
The European Commission has identified the Savings and Investment Union (SIU) as one of the major goals of the current legislative term. The revision of securitisation regulation is intended to be the first major step in this direction. However, additional regulatory processes have also been initiated—here is an overview. Competitiveness of the EU Banking Sector
EU Inc. – Pioneering a New Legal Framework for European Companies
Today, the European Commission presented a draft regulation for the EU Inc. – a unified corporate form designed for the entire EU. As the cornerstone of a potential “28th regime”, it aims to harmonise further areas of law in the long term. Currently, fragmented national company laws hinder cross-border activities, increase administrative burdens, and drive up costs from incorporation
Private Credit in the Regulatory Spotlight
The market report “Private Markets: Unknown Unknowns” published by the Financial Services Regulation Committee of the House of Lords in January highlights the strong growth of private equity and private credit in recent years. It assesses the implications for the financial system and identifies open questions as well as emerging risks. The report is addressed